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Day by day, I decrease my debt.

Photo by Andres RuedaI am on a mission to decrease my debt. Each day, I challenge myself to minimize my spending so I can apply my expendable income towards paying down my debts.

So far, so good!

I no longer charge purchases on my credit card. My only active “charge card” is my debit […]

I envision myself debt-free.

Photo by [s e l v i n]I envision myself debt-free, owing nothing to any man or institution. My books are in order and my accounts are balanced. I know that I can be free from debt because I am committed to my plan and I am responsible enough to make it happen.

I […]